<p>Indians are resilient, they navigated the first wave of Covid-19 successfully, and they will deal with the challenge of the second and subsequent waves successfully. However, that does not gainsay from the fact that the economic effects of the pandemic have been very significant. Individuals, households, small businesses, large corporates and government have all been impacted albeit in differing ways. Timely action by the government and the central bank have blunted most of the ill effects of the pandemic, thus far. However, the longer the pandemicand the associated conditions therewith - persist, the greater the strain on the financial position of all the constituents of the economy.</p>
 <p>The crisis - as with all such events - has shown us new opportunities as well. The digital revolution that was creeping on to us, has now been speeded up manifold. Businesses such as FMCG- unlikely beneficiaries of this revolution - have also learnt to adapt and use this technology to serve their customers. This represent a microcosm of India's entrepreneurial energy - from industrial equipment to capital goods - every industry is adapting to conserve resources, stay relevant and grow.</p>
 <p>However, to emerge from this situation stronger requires government and business to work together. The creation of a nurturing environment, where businesses can thrive, is a principal goal of governments. The maximisation of the potential created by a beneficent government, the duty of the businesses in that economy. To achieve this, we need constant dialogue between the various stakeholders: government, businesses, regulators and others so that our precious resources be they money, talent, enabling policy frameworks etc. are used to maximise the economic output of the country, and consequently, the maximisation of general wellbeing.</p>
 <p><strong>Key Areas of Discussion:-</strong></p>
                                                                                    <ul>
                                                                                    <li>Productive Use Of Financial Resources &amp; Its Gap.</li>
                                                                                    <li>Impact of Economic Stimulus.</li>
                                                                                    <li>Role Of Financial Institution To Restart The Economy.</li>
                                                                                    <li>Sustainable Financing.</li>
                                                                                    <li>RBI Recent Announcement</li>
                                                                                    <li>Digital Revolution.</li>
                                                                                    <li>Coverage Of Unbanked Being Financed By Non-Institutional Lenders.</li>
                                                                                    </ul>
 <p>In this connection, on behalf of the ASSOCHAM Department of Banking &amp; Financial Services, we would like to take this opportunity to cordially invite you to attend this timely and meaningful discussion.</p>
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